Originally Posted by
jwible
And be sure to state it's amateur bicycle racing. No matter how good you are, if you ain't paid to ride you're an amateur in the eyes of the insurance company.
Again, you have to read your policy. That would turn on the language in the definitions. It's possible that the fact that prize money was available, and or the fact that you get expenses paid by your team could be sufficient to trigger an exclusion.
These things turn on carefully worded provisions, and I would not be comfortable relying on blanket assertions without reading the specific policy.