Originally Posted by
enine
Wait a minute,this isn't a danger of online banking, online banking is much safer than paper bills and checks being mailed. This is a danger of allowing another company access to pull from your checking account, this can be online or offline, via filling your account into into a piece of paper and mailing it.
No I think this "danger" was of a person thinking that mistaken payments made into his own account from someone else will never be corrected and getting bent out of shape when presented with the bill that he should have been paying all along.
No one stole the OP's identity, he was "borrowing" someone else's account/identity as long as their paymentswere mistakenly being credited to his account.