If you ride with a group regularly, let the know you are interested in a better bike. If someone trades up, they can sell you their old bike (which may be an improvement over what you've got) at a used bike price. That way you get a new toy and can still say you're being frugal.
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I stop for people / whose right of way I honor / but not for no one.
Originally Posted by
bragi 
"However, it's never a good idea to overgeneralize."