OK - I'm back home so here's the picture I promised:
From the ground my saddle is 94cm-95cm and my bars are 90cm - only a 4-5cm (depending on the angle you look at the measuring tape) drop which is less than 2 inches no matter how you look at it. And no, I'm not expecting a whole s--t ton of padding. Like I said - this wrap plus my (thinish) gloves is perfection as far as feel. I just don't think I should have to wear them just to ride more than 5-10 miles of city streets.
Thank you all again for your previous and continuing help!