The faster one rides in the cold, the more wind chill one subjects their exposed skin to.
I ride slowly in the cold to keep from freezing. That's my story and I sticking to it!!
Tomorrows 04:00 a.m. commute will be in the mid 20's. Bluejeans, regular socks, steel toed work boots, a "T" shirt, a flannel overshirt, a winter jacket, a hi-vis rain jacket over the winter jacket, dew rag and ear band under the helmet, helmet liner, winter work gloves will be worn to...during...and back from the job. I'll ride slow..about 12 mph, yet I'll be sweating by the time I get to work.
This combination has worked well for me for over 20 years. It's my low-budget, poor-man, winter cycling kit!!
