Originally Posted by pacificaslim

Unless one gets to commute on terrain he enjoys and would be riding on anyway, I don't think the financial angle is a great one. 'Cause as they say, time is money.

Let's see...I save at least 500 hours a year driving a car to work versus riding my bike (on roads I wouldn't much enjoy riding on, especially at 5am when I go to work). Cost of used car (depreciates about $1k/year), insurance ($600k/year), fuel($1000!), and maintenance ($400) is about $3000/year. Hmm...500 hours of free time for $3000? I'd make that purchase every time! Even if I just went and spend that 500 hours riding my bike anyway, but on roads/trails I enjoy more than my commuting route, ha!