Thank you everyone for your kind words, advice, and understanding.
Just to sorta keep this bike related, I did spend about an hour out in the snow last night ensuring that Barbara's bike was 'Good to go'. She changed bikes on me. She had been using a Wally-world RoadMaster but decided that it really was a bit too heavy and opted instead to take along the old Performance 403 that I had picked up at a garage sale for $20 several years ago..... so I ended up installing head and tail light mounts, a rear reflector and a couple of spoke reflectors. The brakes and shifters checked out O.K.! (Now I need to order parts to replace the ones I stole off of my own bikes to set up hers.)
And so the wife and I have gone through yet another 'Rite of Passage'. I'm not sure what's next but please oh please don't tell me. It would spoil the suprise!!