Honestly, I can't imagine riding a bike in anything other than Lycra bib shorts and a high-tech jersey. I'm already getting goosebumps thinking about the chafing caused by cotton boxers and cargo pants! Of course, I'm used to riding in warm weather and I like to get a workout when I'm on the bike which means that I usually sweat quite a bit. Without wicking materials and evaporative cooling, I'd be well and truly miserable...