Sigh. Deal fell through. Dang.
Otoh, got to test ride the '20 and it was as fun as people say most 'bents are. I guess I have 'natural 'bent balance' as I didn't have much wobbling after the first 3 pedal strokes.
Now it's time to seriously start watching craigslist postings until a similar deal pops up, I guess. ;-)