We just realized this past week that we're spending over $700/month in insurance (expensive due to accident prone city), line of credit (used to buy car), maintenance, gas, depreciation and interest for our family car. Considering we're using it about once a week, it seems sensible to find alternatives to the family car on distances too far to walk to. It was a sudden moment of realization. We're just a little disturbed by the thought of not having a car in our garage.