The carbon forks on the Coda series have low-rider carrier mounts.
The 2012 Jamis Coda series does not have a Coda Femme offering, only Coda Comp Femme (carbon fork) and Coda Sport Femme (chromoly fork). So the OP must be talking about the 2012 Jamis Coda Sport Femme with the 14 inch frame.
The 2011 Jamis Coda Femme has the carbon fork and if new would actually be the better value than a 2012 Jamis Coda Sport Femme.
To keep prices down Jamis has consistently downgraded the components of the Coda series. The epitome of the Coda Series probably came in 2009.
Another downside for the 2012 Codas is the 700 x 32c tires replacing the previous year's 700 x 28c tires.