and what do those that dont have home insuranca that can cover bike theft? pretty sure regular renters insurance(apartments) doesnt cover stolen bikes, esp if theyre not stolen from the actual apartment.
edit: oh and thats only if they have renters insurance and even then its only a may pay. of course youd need a specific replacement policy otherwise you get a depreciation on it and you know theyll low ball it. and they may want a certain level of protection if they will cover it.
Last edited by pg13; 11-11-11 at 01:55 PM.