might want to check and make sure too. i know it covers your bike in your home and some only to a certain value and it might not cover outside the home. thinking of getting insurance for bike but still on the fence.
edit: oh and contents only covers stuff in your home. if you have a vacation home and say moved the item there and it got stolen if you dont have a insurance policy on that house your insurance wont cover it or itll be reduced alot. of course that also depends on how much you pay too. man learning lots of things looking up insurance.