I remember reading about one program and they did have a limit on how many calls you can make. They may have had exclusions for flats too. I think about total breakdowns far from home with no one to rescue me. I worry about that when doing long rides and try not to be more than 15 miles away from my car or home unless I have a way to have someone rescue me. It is a pita and I certainly would buy into such a program. Anyway, at the present time I have not found a provider in my state. I think the one program I read about was based in Oregon or Washington, but I could be wrong.