Originally Posted by 12XU
Now I know I should get an estimate, but I don't want to have a botched frame straightening job, so I'm going to shoot for a replacement frame. It might seem selfish of me to take that route, but I've been wishing for a new frame anyway.
No experience, but I would say this: I am sure most insurance adjusters don't think about repairing a frame. And unless it is pretty expensive and steel (or Ti) it probably would not be worth it anyway, especially when you include a new paint job. I would not mention repair to them at all. Get a price for replacement and don't forget to include the shop labor for rebuilding the bike (even if you do it yourself).