I purchased a high-end road bike from BD and as stated, it required minimal final assembly. After that, I did take it to a LBS for final check-out and adjustments ... just to make sure. I didn't want to be going down a steep descent at close to 40 mph and have the thing "explode" on me. I would think a hybrid bike would be simpler to adjust out-of-the-box. I kick myself for not getting one of their GT carbon mountain bikes that they had last year. I'm hoping they get another shipment some day.