When I ride, I ride. No cell phone, doubt the wife would bother to pick me up. Carry no wallet. Recently started wearing a dog tag around my neck for ID, and have since added a front door key to the chain. I leave garage door unlocked when I ride; but if wife sees it unlocked, she will lock it. And prefer the mountain bike shorts as they do have the secure pockets for cash if I'm gonna stop for breakfast. But now that you mention it, the pump has a velcro strap to back up the snap fittings, and the flat kit is snap on, also with a velcro strap. So not losing much on the road. I loose everything in the house, laying down my keys and wallet at the strangest places. Wasting many minutes looking for.
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BierHaus Bertolette Road Bike, built 2007
BierHaus SRT Trail Bike, built 2010
Fuji Mt. Pro - 2007