You present your situation in such a manner that I'm reading it as a choice of staying with a ship that is clearly sinking (in which case you will get wet). Or, taking a life raft of unknown sea worthiness (in which case you might get wet). Yes, it is scary stuff, because it really is more than just getting wet. Have you spoken with your wife and daughter about the choices you face and what are their thoughts?
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A conclusion is the place where you got tired of thinking. - S. Wright
Favorite rides in the stable: Indy Fab CJ Ti - Colnago MXL - S-Works Roubaix - Habanero Team Issue - Jamis Eclipse carbon/831