I travel extensively for a living most of it in the hurricane zone. During Katrina I was in Mobile, AL. I had my old Raleigh 3 speed with me, served me well. Most of my co-workers were spending 2+ hours every evening sitting in line at a gas station trying to get their $25 (5 gallons) worth of gas. I just rolled on by on my way too and fro. They were having to drive miles out of their way due to closed roads, I could slip through the road blocks and around the obstructions.
I have been downsized to a sedan, currently I either take a Raleigh Twenty or a Dahon Classic III with me. Eventually I plan on a Brompton.
If I had to have only one bike I would pick something with 26" tires, IGH, fenders and racks. I have a couple of old steel MTB frames that would fill the bill.
Aaron