Originally Posted by Orikal
I'm not aware of any insurance company that does a per use policy (at least in the US). I did a search on google, and found a couple companies that do pay per mile, but that's in Canada.
ICBC (the Insurance Company of British Columbia) is the mandatory provincial insurer for automobiles here and the per day insurance is normally used for when someone wants to buy or sell a car that is not insured (as in, it's not being used and sitting idle) so it can be test driven or delivered before the new owner can get proper coverage.
It's not an efficient way to use a car though. My insurance costs me about $100 a month so if I wanted to cancell my insurance and let my car sit idle to save money, but still wanted to use the car on occasion, the costs (including the hassel of going into an insurance office every time I wanted to use my car) are pretty high. 5 days a month use to 30 for the same price.