At 5 am it could be 8 degrees here tomorrow morning. I usually dress the same way until next spring. 2 dry wicking long sleeve shirts, Nashbar Derby jacket, Cycling beanie under my helmet, Balaclava for face, Bellwether windfront tights with padded short underneath, thick wool socks and neoprene booties over my cycling shoes, ski gloves. May have to switch to platform pedals and insulated boots pretty soon.