I actually like riding in a warm summer rain as long as there is no lightning, high wind, or hail. If I know it's going to be wet, I'll put the fenders on the touring/gravel grinder and use it. I'm sure to have a good blinky on the back and wear hi-viz. I may alter my routes in unpredictable weather to stick closer to towns and I make mental notes of places where I could take shelter when I'm out in the open. Just use your head and light to moderate rain will be no problem. I don't recommend that anyone ride in severe weather.