I'm hoping i'll be able to get a membership this winter... money wise. But I've always made sure I go to the gym in the off season. Last winter I joined the gym near where I live, it was very conveniently located but not a great gym. I was going to find another gym this winter, and there's another one pretty close by. However, I'm moving soon, and there's a gym within walking distance where I used to go. This one gets a lot of cyclists and has a training center for elite cyclists.
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You can catch more flies with honey than with vinegar. That's great...if you want to attract vermin.