Originally Posted by jeremywhitehorn
<<SNIPPAGE>i don't know of an insurance company that has special riders for bikes. if you have something crazy expensive you can ask them to add it to your policy. i don't see the use of the kryptonite insurance as anything other than a selling feature for the lock.
Regular home insurance can be hit or miss for bikes after you consider the deductible and the potential increase in rates after you make a claim. If you've got an expensive bike, as per Jeremy's comments, get it added as a special.
http://www.melochemonnex.com/en/shop/home/learning/45