"I will look to her insurance to pick up my medical expenses, but will rely on either my health or auto insurance to defray those expenses if there is a problem."
No. In addition to your medical bills, her insurance should pay for any property damage to your bike and you should claim some amount for "pain and suffering." Let's face it --- she assaulted you with her car. She needs to be "sensitized" to the damage she has caused.
Also, you need to get back on your bike and start enjoying riding again as soon as possible.
I was recently the victim of a "right hook", and ended up with fairly serious facial injuries which I am still dealing with. I have been riding for over 30 years and this was my first accident involving an automobile. Life is not without risk and you shouldn't let an isolated incident keep you enjoying cycling.
SteveE