Originally Posted by merlinextraligh

The bike's vaule is pretty easy to establish. It's what you paid for it on monday. However, my strong advice is not to file a claim for a stolen bike on your homeowner's insurance. After the deductible, you won't net much, but you'll pay for it for a long time Filing small claims against your homeowners can cost you rate increase, cancellation, and can even end up in other companies being unwilling to write coverage on your property. Sve your claims for big things you can't afford to absorb. I know people will say that isn't right I padi for that insurance, and it may not be right, but it's reality.