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Old 10-21-14, 07:33 PM
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Any relation?
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Old 10-21-14, 07:34 PM
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Mr Bret Evans is making some nice $$$$$ too
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Old 10-21-14, 07:55 PM
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Originally Posted by shovelhd
Any relation?
Nope, though it's good to see an Evans not going to prison for something or the other! Go get it, Brett!

Originally Posted by hack
Say what?!?!
Unbelievable, I know!
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Old 10-21-14, 08:02 PM
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He's selling himself with only one "t" in his name.
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Old 10-21-14, 08:41 PM
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does anybody know how bad it is if you get little chips of asphalt on your skin? got off some using rubbing alcohol, but had to wait a bit to get the rest off of me using goof off. I know there's stuff like benzene and aromatic solvents in asphalt, but what else are there?

really weird how i got asphalt chips on me from the milled portions of the parking lot...
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Old 10-21-14, 09:22 PM
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Originally Posted by echappist
does anybody know how bad it is if you get little chips of asphalt on your skin? got off some using rubbing alcohol, but had to wait a bit to get the rest off of me using goof off. I know there's stuff like benzene and aromatic solvents in asphalt, but what else are there?

really weird how i got asphalt chips on me from the milled portions of the parking lot...

eh...unless you're really covered in it you should be ok. the biggest issue would be irritation to the skin that you may want to get treated if it is painful. the asphalt mix is a heavier end hydrocarbon and contains less BTEX, naphthalene, and other compounds of concern than a gasoline or diesel fuel. there are more compounds of concern in the goof off

general msds for your reference:

https://www.montmech.com/hasp/MISC/MS...%20Asphalt.pdf

also, not a dr and my license to practice professionally does not extend to VA, so insert general disclaimer about responsibility and such...
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Old 10-21-14, 09:55 PM
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got it; greatly appreciated
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Old 10-21-14, 10:03 PM
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Originally Posted by furiousferret
My brother's place in Pacifica off Skyline is 600k for 1100 sq ft. 600k to live in the cold fog.
Ha yeah no thanks on the fog part.. but I'll gladly pay 600k to live in sunny San Jose!

If I was dumb enough to cash out my 401k I'd have the $$ for a 20% down payment, but I'm not that dumb yet so I need to either win the lottery or wait until my stock grants vest. Or I could put down less than 20%, but that makes things really expensive in the long run.

From talking to the bank today it sounds like having that 20% makes a huge difference in your monthly payments due to mortgage insurance if you didn't pay the 20% up front.

What I don't get is I drive around Cupertino or Los Gatos (really expensive cities inside an already expensive area), and you see normal cars in most driveways.. where are they getting all the money?! Or if they have expensive cars, how many people can be directors/bosses/etc??

Oh well, life goes on.

A wise man once said: Having money ain't everything; not having it is.

Oh wait that was Kanye.
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Old 10-21-14, 10:06 PM
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Originally Posted by Ygduf
It's why I get so mystified with all the conflicts I'm drawn into around here.
ha

(oh, and go me, got a 5% raise today to cover the BS I'm doing until our jobs get re-classified in March)
congrats - I hope this means you're doing San Dimas & Cascade next year!
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Old 10-21-14, 10:16 PM
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Originally Posted by mattm
Ha yeah no thanks on the fog part.. but I'll gladly pay 600k to live in sunny San Jose!

If I was dumb enough to cash out my 401k I'd have the $$ for a 20% down payment, but I'm not that dumb yet so I need to either win the lottery or wait until my stock grants vest. Or I could put down less than 20%, but that makes things really expensive in the long run.

From talking to the bank today it sounds like having that 20% makes a huge difference in your monthly payments due to mortgage insurance if you didn't pay the 20% up front.

What I don't get is I drive around Cupertino or Los Gatos (really expensive cities inside an already expensive area), and you see normal cars in most driveways.. where are they getting all the money?! Or if they have expensive cars, how many people can be directors/bosses/etc??

Oh well, life goes on.

A wise man once said: Having money ain't everything; not having it is.

Oh wait that was Kanye.
my company which I won't name... seems awful top heavy . I'm a scrub, so I drive a little bit
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Old 10-22-14, 12:15 AM
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Originally Posted by mattm
Ha yeah no thanks on the fog part.. but I'll gladly pay 600k to live in sunny San Jose!

If I was dumb enough to cash out my 401k I'd have the $$ for a 20% down payment, but I'm not that dumb yet so I need to either win the lottery or wait until my stock grants vest. Or I could put down less than 20%, but that makes things really expensive in the long run.

From talking to the bank today it sounds like having that 20% makes a huge difference in your monthly payments due to mortgage insurance if you didn't pay the 20% up front.

What I don't get is I drive around Cupertino or Los Gatos (really expensive cities inside an already expensive area), and you see normal cars in most driveways.. where are they getting all the money?! Or if they have expensive cars, how many people can be directors/bosses/etc??

Oh well, life goes on.

A wise man once said: Having money ain't everything; not having it is.

Oh wait that was Kanye.
They could afford it because they don't buy expensive cars and all the latest toys? Also could have bought in .com bust, 09 housing crisis, or before .com boom.

On a side note. It's surprising how many people rent out their spare bedrooms or convert garage in to another room and rent that out.

In 09/10 you could get a house for 420k ish with 20% down. That translates to around $1500 a month mortgage and 5k a year property tax. So about 2k a month. If someone wasn't too picky. The rates were super low, and it was before all outside investors jumped in with cash offers.

Now you would be lucky to find an apartment in descent area for that much. It's insane!

Just seat it out, let your stocks vest (which I hear Fruit company offers a ton of), and when economy takes a ****ter within next 5 years or so buy a house. Probably not here thought.

Last edited by UmneyDurak; 10-22-14 at 12:18 AM.
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Old 10-22-14, 12:17 AM
  #2262  
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Originally Posted by spdntrxi
my company which I won't name... seems awful top heavy . I'm a scrub, so I drive a little bit
Well don't hold out on us, which one are you talking about?
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Old 10-22-14, 03:42 AM
  #2263  
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Originally Posted by echappist
does anybody know how bad it is if you get little chips of asphalt on your skin?
Pretty bad, if you get them on your skin when you hit the deck at 35 or so.
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Old 10-22-14, 05:55 AM
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Originally Posted by echappist
does anybody know how bad it is if you get little chips of asphalt on your skin? got off some using rubbing alcohol, but had to wait a bit to get the rest off of me using goof off. I know there's stuff like benzene and aromatic solvents in asphalt, but what else are there?

really weird how i got asphalt chips on me from the milled portions of the parking lot...
I have rocks, gravel, including asphalt, embedded in my thigh from race crashes in the 1980's. I'm just as crazy now as I was then.

I would use lacquer thinner followed by a good scrubbing with a detergent.
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Old 10-22-14, 06:45 AM
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vegetable oil is a surprisingly good degreaser. I always use it after working on the bike or car, then wash with normal soap.
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Old 10-22-14, 06:45 AM
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Meeker start racing again yet?
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Old 10-22-14, 06:52 AM
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Originally Posted by mattm
If I was dumb enough to cash out my 401k I'd have the $$ for a 20% down payment, but I'm not that dumb yet so I need to either win the lottery or wait until my stock grants vest. Or I could put down less than 20%, but that makes things really expensive in the long run.

From talking to the bank today it sounds like having that 20% makes a huge difference in your monthly payments due to mortgage insurance if you didn't pay the 20% up front.
The trick is to take out two mortgages. One gets you to the 20 percent down payment and one gets you the other 80 percent. Then you avoid PMI fees, but you do have a larger monthly mortgage. On the flip side, at least your paying toward your home and not insurance. Use a shorter term loan, like 10 or 15 years, for the 20 percent so it is paid off faster - it will help your credit too when it looks like you've paid off a mortgage.

Of course, that was a trick a lot of people used before the housing bubble burst, and I'm not sure if it's still an option.
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Old 10-22-14, 06:53 AM
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Originally Posted by Ygduf
What, you want a parking space too?

this was on our door the other day
Is anyone else bothered by the unnecessary comma after Now?

And Fudgy, based on days on the market, my guess is there is something seriously wrong with the Hull Street house, which is why it went for so little - relatively speaking.
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Old 10-22-14, 07:31 AM
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MR Arthrogram came back clean...which means I have no ****ing clue why my hip and leg hurts when I ride, and more recently at the end of my runs. The doctor never suspected a torn labrum in the first place, and the MR Arthrogram confirms that. She wants me to continue with the strengthening..which so far hasnt made anything better, if anything the pain is become more frequent and sets in faster when I do ride.
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Old 10-22-14, 07:46 AM
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Originally Posted by echappist
does anybody know how bad it is if you get little chips of asphalt on your skin? got off some using rubbing alcohol, but had to wait a bit to get the rest off of me using goof off. I know there's stuff like benzene and aromatic solvents in asphalt, but what else are there?

really weird how i got asphalt chips on me from the milled portions of the parking lot...
You can use lighter fluid (naptha) if you don't have a reaction to such things.
4 of us went across the U.S. in 1990. We hit a section with road work somewhere in Mississippi, I think. The first 3 of us got through with just some oil and little balls of tar stuck to the leg hair but the 4th guy, who was way back, got covered in tar and oil. He then spent the next 4 hours cleaning his bike and didn't go to dinner with us, which slowed him even more the next day.

Served him right, he was being a dick.
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Old 10-22-14, 07:49 AM
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@echappist try some dawn dish detergent. it's a great surfactant for petrol based stuff and should clean you up. otherwise, we might have to amputate.
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Old 10-22-14, 07:51 AM
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Originally Posted by Wylde06
MR Arthrogram came back clean...which means I have no ****ing clue why my hip and leg hurts when I ride, and more recently at the end of my runs. The doctor never suspected a torn labrum in the first place, and the MR Arthrogram confirms that. She wants me to continue with the strengthening..which so far hasnt made anything better, if anything the pain is become more frequent and sets in faster when I do ride.
Have you tried changing your fit? Skip the running? I know some pros used to get the outside of their hip bone shaved down and smoothed to prevent irritation.
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Old 10-22-14, 07:52 AM
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Originally Posted by MDcatV
@echappist try some dawn dish detergent. it's a great surfactant for petrol based stuff and should clean you up. otherwise, we might have to amputate.
They use it on oily birds.
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Old 10-22-14, 08:29 AM
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Originally Posted by ridethecliche
I too was on a bicycle this past weekend.


WTF? The arms? I thought you were a scrawny puke. Spending a lot of time in the gym lately?
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Old 10-22-14, 08:48 AM
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Originally Posted by mattm
Ha yeah no thanks on the fog part.. but I'll gladly pay 600k to live in sunny San Jose!

If I was dumb enough to cash out my 401k I'd have the $$ for a 20% down payment, but I'm not that dumb yet so I need to either win the lottery or wait until my stock grants vest. Or I could put down less than 20%, but that makes things really expensive in the long run.

From talking to the bank today it sounds like having that 20% makes a huge difference in your monthly payments due to mortgage insurance if you didn't pay the 20% up front.

What I don't get is I drive around Cupertino or Los Gatos (really expensive cities inside an already expensive area), and you see normal cars in most driveways.. where are they getting all the money?! Or if they have expensive cars, how many people can be directors/bosses/etc??

Oh well, life goes on.

A wise man once said: Having money ain't everything; not having it is.

Oh wait that was Kanye.
My best advice I can give is be patient.

We rushed to buy our first home in 02 just before the boom. We bought in at 200k and it was valued at 400k in two years. Tried to sell it right at peak, didn't happen. The neighborhood started to depreciate and we were at a loss as the original owners started dying off and less desirables replaced them. Still we waited 6 years until our home had some value and the 30 year interest hit 3.25%. We bought in a great neighborhood just prior to everything skyrocketing again. We made 100k value on our home in 3 months.

It was hard, and my wife hated me for 5 years waiting for the market to turn, but we probably saved about 1k a month in our mortgage by being patient. Just remember, home value is 'funny money' its not real, and changes all the time. Mostly up, but when it goes down, it drops like a rock.
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