Conditions: Clear, 15F, 10mph wind from west
Head: OR poly beanie, Windstopper balaclava, neoprene ear band. Whoops, with all this stuff on my head, I forgot my helmet!
Hands: Manzanilla windstopper liners, REI E1 mittens. Tips of fingers cold after about 15 minutes, but nothing swinging my arms couldn't cure. Drivers already think I am nuts, swinging arms doesn't really change that opinion.
Torso: poly long sleeve undershirt, Performance fleece jersey, Craft wind/rain jacket
Legs: poly padded boxers, poly long underwear, Bellweather windfront tights
Feet: poly sock liners, Smartwool ski socks, mtb shoes, Nashbar neoprene shoe covers
Supposed to hit 30F here (St. Paul, MN), so half this stuff goes in the bag on the way home.