Originally Posted by San Rensho
Its not something that simple, the OP has a separated shoulder. Once he settles, he can never get anymore form the insurance company.
As an attorney, I am refraining from giving legal advice other than to advise him to have an attorney look at his entire case to give him an opinion.
You, who are not attorney, have the audacity to give legal advice? And you are also giving medical advice, since you seem to think his injuries are minimal. Leave medical and legal opinions to professionals, you are way out of your league.
+1
if you are having second thoughts about the settlement, speak to a lawyer, and definitely speak to your doctor. you dont want to have to eat the bills down the line for a chronic injury that wasnt your fault. Make sure your shoulder has healed completely, or at least the the risk for recurrent pain/injury is low.