If you are cold from the wind chill then the answer to your question is no. It all depends on how easily you get cold though. Personally I wear a t-shirt and a gore-tex (water-proof/breathable) shell. This blocks all wind and is good for me from +5 celcius to -35 celcius, if it is colder I wear another layer underneath. As far as pants go, I usually just wear jeans, again if it is really cold I will wear a layer underneath like some wool long underwear. I find that head, feet and hands are what most people need to worry about keeping warm.