Well.... As an impulse buy I broke down and bought the Surly LHT complete. I feel bad not going through an LBS, but there was a $300 price difference. I can't ignore that.
I know there is another thread on LHT complete stock components, but it got a bit derailed.
So let's say I've got $500 and a stock LHT. Where do I begin? I have no racks or panniers as of yet.