Sounds like it's all labor charges in that $125.00. It is a bit of a pain to clean the drivetrain throrougly (I mean complete teardown of cassette, cranks and bottom bracket) A full overhaul for me would have to include cable and chain replacement though, why go through all the trouble of cleaning just to put the old stretched cables/chain back? Splurge for new ones.
It sounds like a fair price for a good cleaning if you don't have the time and desire to do it yourself. For the money though you could invest it in tools and a manual and never have to rely on a bike shop except for major mechanical stuff which is rare if you do regular maintenance and inspection.
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2006SurlyCrosscheck]
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