I just got home from a real soaker. When I left home it was totally clear skies and warm. The return was one hour of wet riding. No prepared for it, so I did not take a rain coat. It was ok. Bike gear cluster not too badly covered with grit. A surprise. Think since it was under 70, I guess I wish I had taken a rain coat. Only thing I didn't like . Traffic at rush hour seemed more impatient with me in low light visibility conditions. Guess they were more reluctant to pass or something.