I agree that Giant bikes tend to be a good deal, but all the retailers near here only sell Giant road bikes which are $800+. I'm going to have to find some of the non-road bike retailers and see what they offer.
The problem with craig's list so far is that every bike (and I mean every bike) under $200 has been way too small. I'm getting the feeling that it's because people are selling the bikes they had as kids which are now too small for them.