Originally Posted by
creepingdeath
The main thing I was trying to find out is what might be medically wrong with me; shin splints, cowardness, etc.
All we can tell is that you need to see a doctor. There is no way you can get anything even remotely resembling "quality medical care" from a web forum.
Originally Posted by creepingdeath
I can't afford to go to a doctor since I have no insurance.... Hopefully, this summer I'll have the money to get a nice touring bike that fits me, but I'm stuck with what I got till then.
I'm a big fan of buying a nice touring bike, but in this case I think you need to forget about the bike and figure out how to pay to see a doctor.