See, I was a complete fool and bought 1) a Department store bike, 2) got the wrong size because my dad wanted me to grow into it.
Here are my stats. 5'3. Bike, 20''. The problem is manueverability. Leaning isn't comfortable, and I can't feel 1 with my bike. What I mean by that, is that it won't do what I want it to do. Responsiveness is bad. Handling skinnies is bad, becasue it's just way too big. Wheelies are terribly out of control. Once I had the heigh just that my bike leaned to the side and again, I had be really on my toes and counter balance as my front wheel came down and luckily I didn't fall.