javguy

I live in Ottawa Canada and my bike equipped with a BionX kit got stolen, worth $2500 in total. Not going to get into how and whys but bottom line is that I found out today that my home insurance coverage from State Farm does not want to cover it, saying that I'm pretty much out of luck. Now I'm no lawyer but how would I go about reading the agreement to see whether they should or should not cover it?

I'm very disappointed as I'm reading from some websites that most home owners insurances should cover e-bikes also but how do I go about stating my case? I cannot take this lying down, I know that they're purposely giving me a very difficult time because of course they don't want to pay it if they don't have to. So I'm wondering if anyone else has had their e-bikes stolen and if they've tried making a claim through their insurance company? Any suggestions? Thanks.