I've had two crashes. In one a drunken ped was intent on "going into the light" -- my headlight. I might have avoinded this one had I understood what was happening sooner and just come to a complete stop, but I'm comfortable blaming the other guy for this one. Broke my elbow and wrist in the fall.
I got right-hooked about six months ago. I make it a practice to check my mirror whenever I approach an intersection under any circumstances, but this time I just didn't. It was a T, and there was no stop sign going straight ahead, as I was. The kid who passed and turned into me was probably an unlicensed driver in an uninsured car. He fled. I wasn't hurt, and the bike was just scratched up a little and I had to re-true the front wheel.
I reported the make, model, color, and license plate to 911 immediately, but they didn't do anything. A tow truck showed up immediately, however, and I was getting calls from lawyers with "new information about my case" for weeks afterward.
RichC