forgot to mention department: gloves. my thumbs usually get cold first so I make sure to use good full fingered gloves or mittens depending on how cold it is. booties. my feet are the second thing that gets cold. so I invested in booties to cover my shoes. wow what a difference. no cold feet today. am thinking this is gonna be the year I ride all winter through. nice thing about winter... not having to share the bike racks!