what a great thread!
temps around 40, windchill low 30s.
Head: North face cap (nice!) under helmet with Smith Thresholds
I brought a wintersilks balaclava just in case it gets cold later.
Torso: ss Canari summer MTB jersey as a base, North Face Cirque thin Fleece, Showers pass jacket...a little chilly but not as sweaty as usual.
Hands: Cannondale LE gloves - excellent
Legs: Ibex wool blend hiking knickers over Icebreakers wool long johns over tighty whities. Plenty warm!
feet: wool dress socks, smartwool hiking socks, New Balance leather walking sneakers - fine