My touring bike has bars 2" lower than the saddle. It's more a function of being flexible and what makes you comfortable. Looking at this picture and making guesses as to if it is set correct is a waste of time.
How about a few pictures of you riding the bike? How about video on a trainer? Even then it's only going to be a guide.
I can't stand a high bar. I like to spread the weight between my legs, trunk , and butt. Some people can't do that for various reasons.
At the end of the day............... if you have spent enough time in the saddle you will have a pretty good idea of what is comfortable for YOU.
If after all this you are still not comfortable. Get a fitting.
Last but not least............. Make small changes and one at a time.