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Old 05-25-09, 08:50 PM
  #16  
tsl
Plays in traffic
 
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Join Date: May 2006
Location: Rochester, NY
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Bikes: 1996 Litespeed Classic, 2006 Trek Portland, 2013 Ribble Winter/Audax, 2016 Giant Talon 4

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Originally Posted by chinarider
sound like tsl's damages were for repair which was less than the value of the bike or his policy provided replacement value
Wow. I completely left out in my previous post that everything is going through the motorist's insurance. I figured that was a given.

This is why I don't understand why the OP (and chinarider, apparently) are going through their own insurance companies. Why would you file a claim with your own insurance, when A) you were not in a car, and B) the motorist is liable?

Seems to me like involving middlemen unnecessarily.
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