Years ago I worked as a night mgr at a fast food place while finishing my last year in college. Part of the training was absolutely, positively no service to walk-up or bicycle customers. The company had a liability policy, but it had very high deductible, and they just decided the risk for a few sales wasn't worth it.
BTW: The Walgreens on my way home from work has a cemented-in bike rack right next to the door, and its visible from the front counters. Easy to lock my '***' commuter, pop in for an item or two, and back out. Hmm . . . maybe I need to start taking prescription drugs to see if they'll serve me at the drive-thru window
; where I work I could use a little 'something' at the end of the day (maybe stay with a little scotch on the rocks?).