Welcome Leicester Lad. If you are looking for a touring bike for commuting or tours that Schwinn looks fine. However for that price I would look into the LBS route first like takingcontrol said. I bought a blue 08 Surly LHT for $900 in December of 08. They also had the Olive colored one for $850 if memory serves me correctly. Of course the bike came without pedals, fenders, and a rear rack. But if you buy from a LBS they may be able to work out a deal with you.