noglider 

For me, the trick is to ride a little as often as possible. Don't push myself to ride too much. Riding often keeps me tough enough. I rode today in the cold, light rain. I wore a jacket and shorts, which worked out well. My legs dried quickly than they would have if I had worn long pants. And I only rode 3 miles round trip, so it was not a big deal. Rides like this make riding in the harsh winter less onerous.

No guilt!