So, 6 months ago I was doored pretty badly--riding in the bike lane when a guy in a parked car abruptly flung out their door. I got his insurance info and dealing w/ them has been totally okay.
Right away, the insurance company paid about $200 to cover bike repairs, and has now offered me a settlement of $1900 to cover all medical and close the case.
I wasn't hurt that badly; the worst injury was a separated shoulder which took a couple of months to heal and I had to wear a sling. I went to some sessions of physical therapy and to a chiropractor once healed to get the shoulder bones back in place and deal w/ other neck/back issues from the accident, total bills were about $500.
Should I accept this offer ($1900)? Should I ask for more? I have no idea what an average or reasonable settlement would be.