I was riding my brother's mountain bike just east of Nyon with my dad. We were heading home when I got right hooked by a driver attempting to pass me on a very narrow road with an elevated median between the two lanes. I braked hard and went over the handlebars, busting up my knee (but not breaking any bones).
We got the driver's information, and I am well-insured by my dad's insurance provider (he's being employed for a year at CERN labs in Geneve). I spent the afternoon in the ER and was discharged with a soft cast.
All in all, not a huge deal.
Now I've got to make sure that I'm not going to get stuck with the ER bill, since the accident was definitely the driver's fault. Since I speak little French, I haven't been able to get a grasp of how this sort of situation is handled in Switzerland. Can anyone help me here? What are the laws concerning bicycle/car accidents here? Is it pretty likely that there will be any complications for getting my medication and ER stay paid for?
Any insight into biking in Switzerland would be appreciated, thanks.