recently, i was hit by a driver who failed to yield a traffic sign. she was turning right onto the road i was on. i had no traffic signs, and had right of way.
her insurance is not faulting me at all. they have covered all of my property damage. we are now in the process of getting medical paid for, and other nontangibles (time off work, etc.). unfortunately, i will not recover that money until i settle. they are asking me to provide an amount for which i would like to settle.
-there is a clause in their settlement that i can have them set aside $XXX aside for future medical problems. that number is filled in upon mutual agreement.
-fortunately, i was not seriously hurt. i had an awesome watercolor-bruise on my knee and a great scrape on my palm. i have to have a dental piece reworked. no concussion, no broken bones.
-my back is still sore, but mostly not painful. x-rays were taken, and nothing appears damaged, so there isnt really any need for a procedure or treatment.
i know that no one here is able to give me a dollar amount based on my pain. but i have ~no~ idea of even a bracket where i could choose a number. while i dont want to take advantage of the insurance company, i dont want them to take advantage of me. so i sit here wondering, $500? $1000? $2500? $5000? are these too low? too high? would they laugh in my face? what the heck would an acceptable range be? of course, they arent in the business of giving me a number. they want me to provide it.
thoughts? suggested ranges? i dont want to be pressured by them, and i am beginning to feel that pressure. i dont even know where to go to "do my homework" to look for previous, historical cases.