Usually, people aren't dumb enough to think that paying motor insurance is what gives them the "right" to drive. Those two things are so obviously entirely unrelated. The poorly formed point about bikes causing everyone else to be inefficient is also brilliant. Who drives in 5th gear within city limits? On most city roads, the speed of traffic isn't over 30 mph anyway.
I wonder why papers feel the need to publish such tripe. Is the opinion of an idiot really worth anything? The only thing an uninformed, poorly executed argument can do is to spread information. Papers that print such garbage are performing a disservice to the public.