Why not a “Triple A” like association for cyclists? Maybe ACA?
#26
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Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
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WARNING, I'm from New York. Thin skinned people should maintain safe distance.
FB
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An ounce of diagnosis is worth a pound of cure.
Just because I'm tired of arguing, doesn't mean you're right.
“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN
WARNING, I'm from New York. Thin skinned people should maintain safe distance.
#27
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I guess I must be a relic from the Bronze Age, but I don't see the need to insure against every minor inconvenience. Cycling used to attract the independent and self reliant, but now that it's more mainstream, the community reflects the population as a whole.
Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
#28
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I guess I must be a relic from the Bronze Age, but I don't see the need to insure against every minor inconvenience. Cycling used to attract the independent and self reliant, but now that it's more mainstream, the community reflects the population as a whole.
Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
#29
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I guess I must be a relic from the Bronze Age, but I don't see the need to insure against every minor inconvenience. Cycling used to attract the independent and self reliant, but now that it's more mainstream, the community reflects the population as a whole.
Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wrong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
Even if offered, I woudn't buy because the rates would reflect the bias toward those who would use and abuse the benefits the most. Nothing wrong with insurance, but it should be for the unsustainable risk, not for every minor inconvenience.
In all my years of cycling I have broken a chain once, and a rear derailleur twice and believe it or not, a BB spindle once... the spindle and one derailleur broke within blocks of my house. Breakdowns on long tours generally included spokes... and a bike shop was usually easy to find "in the next town."
The biggest breakdown seems to be flat tires, and I carry a kit for that on every bike I own.
#30
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+1 from me on the independent nature of older cyclists - only things that ever caused me to hitch a ride home were a freewheel that fell apart and dumped the bearings, and a 6-inch snowfall. And now I think I could have screwed the bearing race back on the freewheel and rode it home sans bearings. I believe that this, what i will call old school attitude shapes a number of the opinions that are presented in these forums, and demonstrates why there are such widely held opinions. We are a product of our formative years after all.
#31
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Now people are talking about paying $40/year just so they won't have to phone for help.
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FB
Chain-L site
An ounce of diagnosis is worth a pound of cure.
Just because I'm tired of arguing, doesn't mean you're right.
“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN
WARNING, I'm from New York. Thin skinned people should maintain safe distance.
FB
Chain-L site
An ounce of diagnosis is worth a pound of cure.
Just because I'm tired of arguing, doesn't mean you're right.
“One accurate measurement is worth a thousand expert opinions” - Adm Grace Murray Hopper - USN
WARNING, I'm from New York. Thin skinned people should maintain safe distance.
#32
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I've broken chains, frames, spokes, rims, pedals, cranks, cables, racks, axles, freewheels and saddles. Somehow I always managed to limp the bike along until I could get a proper repair done. I guess I'm not likely to purchase a roadside assistance service.
Now get off the lawn.
Now get off the lawn.
#33
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Well... careful now... before cell phones, I used to always carry a few dimes in my flat kit... and back then, pay phones were fairly easy to find. You'd find pay phones out in the middle of nowhere... if there happened to be some small business near by.
#34
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While I carried a few dimes along, I never had to use them. Thats the point.
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